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Meet Our Team

Paul, Cox & Todd PLLC is a full-service Certified Public Accounting firm licensed in NC. All our CPA's hold valid NC State CPA Certificates.

Meet Our Team:


Margaret Todd, Member

Phone: 336-794-1211 ext. 1112

Education:

University of North Carolina, Chapel Hill, Bachelor of Science, Business Administration, Accounting Concentration

Certifications: Certified Public Accountant, State of North Carolina License # 18129

Meet Our Team Paul, Cox & Todd PLLC, Accounting

Margaret began her accounting career at a local large regional firm in 1987. She joined Paul, Cox & Todd PLLC in 2005 to work with her husband David who is also a CPA and founding member of the firm. Margaret has a wide range of experience providing accounting and tax services to privately owned companies in manufacturing, construction, healthcare, retail and professional service industries. She enjoys assisting business owners with accounting systems setup, financial reporting as well as tax planning and compliance. Outside of the office Margaret enjoys spending time with her family, watching Carolina basketball and working with the youth and music programs at her church.


Meet Our Team Paul, Cox & Todd PLLC, Accounting

David Todd, Member

Phone: 336-794-1211 ext. 1105

Education:

University of North Carolina, Chapel Hill, Bachelor of Science, Business Administration, Accounting Concentration

Certifications: Certified Public Accountant, State of North Carolina License # 15136

David has been working with small businesses and their owners in northwest North Carolina for over 35 years. He graduated from the University of North Carolina at Chapel Hill in 1982. Having worked at a large regional accounting firm for over 15 years, he was a founding member of Paul, Cox & Todd PLLC in 1999. David enjoys a hands-on approach to helping clients with their accounting needs including design and setup of accounting systems, monthly accounting assistance and financial reporting, as well as business and individual tax planning and compliance. David enjoys spending family time at the lake, and serving at his church and at other faith-based non-profit organizations.


Chris Henson, Senior Manager

Phone: 336-794-1211 ext. 1115

Education:

University of North Carolina at Greensboro, Bachelor of Science, Accounting and Master of Science, Accounting

North Carolina State University, Bachelor of Arts, Psychology

Certifications: Certified Public Accountant, State of North Carolina License # 37207

Meet Our Team Paul, Cox & Todd PLLC, Accounting

Chris joined Paul, Cox & Todd PLLC in 2019 after working at a large, regional firm for over nine years. His career has been tax-focused and he has extensive experience in working with privately-held businesses as well as with business owners and their trusts, gifts, and estates. He has worked with businesses in the retail, manufacturing and distribution, real estate, and service industries. Chris strives to be a trusted advisor for his clients by partnering with and helping them meet and exceed their personal and financial goals. In addition to working closely with his clients, Chris has concentrated in complex individual tax situations and issues and has been a firm-wide resource on individual taxation. Outside of work, Chris loves spending time with his family, serving at his church, and playing golf.


Meet Our Team Paul, Cox & Todd PLLC, Accounting

Elizabeth Cline, Senior Manager

Phone: 336-794-1211 ext. 1118

Education:

Furman University, Bachelor of Arts in Accounting

Clemson University, Master of Professional Accountancy, Tax  Concentration

Certifications: Certified Public Accountant, State of North Carolina License # 38450

Elizabeth has been in the accounting profession since 2005. She graduated from Furman University in 2004 with a Bachelor of Arts in Accounting, and then earned a Master of Professional Accountancy with a concentration in Taxation from Clemson University in 2005. She worked at Ernst & Young in New Orleans before joining Paul, Cox & Todd PLLC in 2014. Elizabeth enjoys tax compliance for individuals and small businesses and is licensed as a CPA in North Carolina. When she is not in the office, Elizabeth is spending time with her husband, who is a pastor, and their two daughters.


Heather Cosgrove, Senior Associate

Phone: 336-794-1211 ext. 1119

Education:

University of North Carolina at Chapel Hill, Bachelor of Science in Business Administration in Accounting 

University of North Carolina at Chapel Hill, Masters of Accounting

Certifications: Certified Public Accountant, State of North Carolina License # 34617

Heather joined Paul, Cox & Todd, PLLC in 2020 and has been in the accounting profession since 2008. She enjoys helping individuals and small businesses primarily in the areas of tax planning and compliance. Heather lives in Greensboro, North Carolina with her husband, Michael, and their daughters, Maddie and Emily. After work, Heather loves going for walks with her family and their dogs. She also enjoys volunteering with her church, especially in children’s ministry.


Meet Our Team Paul, Cox & Todd PLLC, Accounting

Nick McDonald, Senior Associate

Phone: 336-794-1211 ext. 1109

Education:

Appalachian State University, Bachelor of Science in Business Administration in Accounting 

Appalachian State University, Master of Science in Accounting

Certifications: Certified Public Accountant, State of North Carolina License # 44284

Nick joined Paul, Cox & Todd PLLC in 2020 after working at a large, regional firm for two years. He is from the small town of East Bend, North Carolina and has his Bachelor’s and Master’s degrees in accounting from Appalachian State University. His favorite sport is football, with Appalachian State and the Carolina Panthers being his two favorite teams. He enjoys an active lifestyle of hiking and fishing and he loves being active in his community in Yadkin County, NC.


Mary Margaret Waterer, Associate

Phone: 336-794-1211 ext. 1116

Education:

University of South Carolina, Bachelor of Arts in Accounting

Auburn University, Master of Professional Accountancy

Certifications: Certified Public Accountant, State of North Carolina License # 44655

Meet Our Team Paul, Cox & Todd PLLC, Accounting

Mary Margaret has been in the accounting profession since 2020. She graduated from the University of South Carolina with a Bachelor of Arts in Accounting, and then earned a Master of Professional Accountancy from Auburn University in 2018. She worked at Morgan Stanley in Winston-Salem before joining Paul, Cox & Todd PLLC. Mary Margaret loves spending time with her husband, Johnson, and their daughter, Evelyn. She enjoys baking, watching the Gamecocks play football, spending time at Lake Norman with her family, serving at her church especially with the youth group, and grabbing coffee with friends at the Coffee Mill in Lewisville.


Luelle Crumpler, Seasonal Associate

Phone: 336-794-1211 ext. 1117

Education:

University of Richmond, Robins School of Business, Bachelor of Science in Business Administration with a Concentration in Accounting.

Certifications: Certified Public Accountant, Licensed in Virginia (License # 5596) and North Carolina (Certificate # 23320).

Meet Our Team Paul, Cox & Todd PLLC, Accounting

Luelle began her career in accounting with a local public accounting firm during her junior and senior years at UofR and continued with Peat, Marwick, Mitchell (now KPMG) after graduation. Since that time Luelle has served in a number of positions in both public and private accounting. Luelle now works with Paul, Cox & Todd PLLC, assisting with individual returns during tax season. Outside of the office Luelle enjoys her grandchildren and volunteering with her church and other community organizations.


Betty Wright, Administrative Staff

Phone: 336-794-1211 ext. 1111


Education: University of Virginia, Associate Degree

Meet Our Team Paul, Cox & Todd PLLC, Accounting

Betty came to Paul, Cox, & Todd PLLC in 2017. She is a native of Virginia and worked extensively in the banking industry for over 40 years. She has also served as the Minister of Youth at Ardmore Baptist Church (Winston-Salem, NC) and Pocahontas Bassett Baptist Church (Bassett, VA). She enjoys going to the beach with her friends and continues to mentor many of her former students.


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